Paul Ali

Cause to Complain? Consumer Experiences of Internal and External Dispute Resolution in the Context of General Insurance

Evgenia Bourova, Ian Ramsay, Paul Ali

Journal article  |  2020  |  Australasian Dispute Resolution Journal

The provision of “fair, timely and effective” mechanisms for the resolution of consumer complaints is “a central part” of the regu..

'It's easy to say "don't sign anything"': Debt problems among recent migrants from a non-English-speaking background

Evgenia Bourova, Ian Ramsay, Paul Ali

Journal article  |  2019  |  ALTERNATIVE LAW JOURNAL

Legal protections are in place to allow Australians in financial hardship to avoid negative credit ratings and bankruptcy by negot..

More to Lose: The Attributes of Involuntary Bankruptcy

Lucinda O'Brien, Malcolm Anderson, Ian Ramsay, Paul Ali

Journal article  |  2019  |  ECONOMIC PAPERS

While the majority of those who declare bankruptcy do so voluntarily, a significant proportion are forced into bankruptcy as a res..

The Experience of Financial Hardship in Australia: Causes, Impacts and Coping Strategies

Evgenia Bourova, Ian Ramsay, Paul Ali

Journal article  |  2019  |  Journal of Consumer Policy

This article outlines the findings of Australia’s first large-scale study on the experiences of people who have recently been unab..

Limitations of Australia's Legal Hardship Protections for Women with Debt Problems Caused by Economic Abuse

Evgenia Bourova, Ian Ramsay, Paul Ali

Journal article  |  2019  |  UNSW Law Journal

Research on economic abuse has identified multiple ways in which perpetrators use debt to exercise power and control over women in..

The Distinctive Features of Women in the Australian Bankruptcy System: An Empirical Study

Lucinda O'Brien, Ian Ramsay, Paul Ali

Journal article  |  2019  |  Australian Journal of Social Issues

According to data published by Australian Financial Security Authority (AFSA), Australian women and men offer strikingly similar r..

‘Contrary to the Spirit of the Age’: Imprisonment for Debt in Colonial Victoria, 1857-1890

Jodie Boyd, Ian Ramsay, Paul Ali

Journal article  |  2019  |  Melbourne University Law Review

The reintroduction in 1857 of imprisonment for debt in colonial Victoria flew in the face of international momentum for its abolit..

The Vulnerability of Older Australians in Bankruptcy: Insights from an Empirical Study

Ian Ramsay, Lev Bromberg, Paul Ali

Journal article  |  2018  |  Adelaide Law Review

This article presents the results of the first empirical study focused on older Australians in bankruptcy. Our study - based on th..

The Vulnerability of Older Australians in Bankruptcy: Insights from an Empirical Study

Lev Bromberg, Ian Ramsay, Paul Ali

Journal article  |  2018  |  Adelaide Law Review

This article presents the results of the first empirical study focused on older Australians in bankruptcy. Our study - based on th..

Impacts of Financial Literacy and Confidence on the Severity of Financial Hardship in Australia

Evgenia Bourova, Malcolm Anderson, Ian Ramsay, Paul Ali

Journal article  |  2018  |  Australasian Accounting Business and Finance Journal

Consumers in Australia and other developed countries are increasingly required to interact with providers of complex financial pro..