EFFECTS OF FEEDBACK AND INCENTIVE-BASED INSURANCE ON DRIVING BEHAVIOURS
Grant number: LP150100680 | Funding period: 2016 - 2020
This project aims to examine the extent to which direct-feedback and incentive-based insurance modify a drivers’ behaviour. The project plans to apply in-vehicle telematics and to link information obtained from the technology directly to personalised safety messaging. The project then plans to assess the impact of this by calculating individual personal injury and the potential reduction to property damage insurance premiums. The study has the potential to profoundly influence not only the insurance industry by reducing individual risk and insurance scheme liability, but also deliver reductions in road trauma among the target population namely, young drivers.
Related publications (7)
The effect of telematic based feedback and financial incentives on driving behaviour: A randomised trial
Mark Stevenson, Anthony Harris, Jasper S Wijnands, Duncan Mortimer
AIM: In-vehicle telematics monitoring systems that provide driver feedback have been identified as a promising intervention to inf..
Real-time monitoring of driver drowsiness on mobile platforms using 3D neural networks
Jasper S Wijnands, Jason Thompson, Kerry A Nice, Gideon DPA Aschwanden, Mark Stevenson
Driver drowsiness increases crash risk, leading to substantial road trauma each year. Drowsiness detection methods have received c..
The Effects of Driver Feedback and Financial Incentives on Driving Behaviours: A Randomised Control Trial
Mark Stevenson, Jasper Wijnands, Duncan Mortimer, Anthony Harris
Background: Achieving further reductions in road trauma will require design and scaled delivery of novel road safety measures. Opp..
The effects of feedback and incentive-based insurance on driving behaviours: study approach and protocols
Mark Stevenson, Anthony Harris, Duncan Mortimer, Jasper S Wijnands, Alan Tapp, Frank Peppard, Samantha Buckis
BACKGROUND: Road injury is the leading cause of death for young people, with human error a contributing factor in many crash event..
The effect of 'smart' financial incentives on driving behaviour of novice drivers
Duncan Mortimer, Jasper S Wijnands, Anthony Harris, Alan Tapp, Mark Stevenson
Recent studies have demonstrated that financial incentives can improve driving behaviour but high-value incentives are unlikely to..