Effects Of Feedback And Incentive-Based Insurance On Driving Behaviours

Abstract

This project aims to examine the extent to which direct-feedback and incentive-based insurance modify a drivers’ behaviour. The project plans to apply in-vehicle telematics and to link information obtained from the technology directly to personalised safety messaging. The project then plans to assess the impact of this by calculating individual personal injury and the potential reduction to property damage insurance premiums. The study has the potential to profoundly influence not only the insurance industry by reducing individual risk and insurance scheme liability, but also deliver reductions in road trauma among the target population namely, young drivers.

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