Shared home ownership by people with disability

Abstract

Risks and benefits of shared ownership 'Shared ownership' is used in this report as an umbrella term for a range of housing models where ownership of a dwelling is divided between a person who lives in the house and a 'non-person' equity partner. Shared ownership models enable consumers to access and sustain home ownership, even though they have lower income and savings than those that are typically required to afford a loan deposit and repayments. Shared ownership - including shared equity and mixed equity models - is considered to be one of several housing policy options that can help address unmet need in affordable housing and barriers in entry to home ownership for people with disabilit..