Journal article

Court Review of the Decisions of the Australian Financial Complaints Authority and its Predecessors

Ian Ramsay, Miranda Webster

Journal of Civil Litigation and Practice | Thomson Reuters | Published : 2019


The Australian Financial Complaints Authority (AFCA) commenced operation on 1 November 2018. Its purpose is to address complaints by consumers and small businesses in relation to products and services provided by financial firms. It is expected to deal with more than 50,000 complaints in its first year. Given the important role of AFCA, the authors analyse the cases in which decisions made by predecessor bodies of AFCA have been challenged in the courts and, based on this analysis, propose a set of principles that should be applied by the courts in determining whether an AFCA decision is reviewable. The authors note that significant policy issues are at stake in relation to the grounds for c..

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University of Melbourne Researchers