Journal article

Limitations of Australia's Legal Hardship Protections for Women with Debt Problems Caused by Economic Abuse

Evgenia Bourova, Ian Ramsay, Paul Ali

UNSW Law Journal | University of New South Wales | Published : 2019

Abstract

Research on economic abuse has identified multiple ways in which perpetrators use debt to exercise power and control over women in violent relationships. However, there have been few attempts to evaluate consumer credit law’s role in responding to perpetrators coercing or deceiving women into taking on debt in their own names or in joint names. At present, one option for women managing such debt is to negotiate payment arrangements with creditors under the legal protections for Australians in financial hardship. In this article, the authors draw upon focus groups with consumer advocates to examine the extent to which these protections and their implementation by creditors facilitate – or und..

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Grants

Awarded by Australian Research Council


Funding Acknowledgements

This research is supported under the Australian Research Council's Discovery Projects funding scheme (project number DP140101031). The authors thank the three anonymous reviewers for their comments.